Your home contents insurance policy may cover your belongings while they are in storage with us. We encourage our customers to contact their insurance company or broker to check whether you can receive coverage through your current policy. If you do not hold a policy that covers your goods while they are in storage with us, Smartbox is happy to offer insurance at extremely competitive rates.
With your insurance policy, your goods will be covered against damage caused by fire, lightning, impact, explosion, earthquake, aircraft, riots, strikes, malicious damage, storm, water and burglary resulting from forced entry.
Note that your goods are NOT covered for losses due to the consequence of war, terrorism or other military action. Goods in transit and accidental damage are not covered. Goods not stored in a Smartbox (e.g. motor vehicles and boats) are not covered.
There is an excess of $200 for each claim.
Pricing is simple, under our restricted cover policy you only pay $1.65 per $1,000 of cover required per month for whatever value you determine, (subject to a minimum premium charge of $8.25 per month). You must declare the value of all items to be stored on the insurance proposal form provided, it is important to note that painting’s, antiques, curios, jewellery, plate, precious object, medal, money, stamp collection of items, fur or precision equipment collections and works of art with a value of more than $2000.00 must declared and listed separately on the policy document.
We are in the business of giving you peace of mind, so contact us for more information.